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How to Document a Motor Vehicle Claim A motor vehicle claim is the procedure of filing a claim with your insurance company after an accident. This allows them to assess your insurance coverage and determine the amount they will pay for any damages. You should make your claim as fast as you can after the accident. You will need to have the police report as well as your insurance card or declaration pages. What should you do after an accident? Make videos and photos from various angles right after an accident to document the accident. The scene may change rapidly witnesses may leave, and evidence could disappear. If you are able, take note of the names of all drivers telephone numbers, addresses and insurance information. Note the year model, year, and make of each vehicle, in addition to any other vital information such as damaged or license plate number. It is also helpful to ask each driver if they were wearing seatbelts or had passengers, and to note their gender and age. In many cases the injuries that result from motor vehicle accidents do not appear until a few days after the accident. This is why it's important to seek medical attention immediately, even if believe you have any injuries. If you are able you can, remove vehicles from traffic to avoid further injuries or damage. Set up flares and reflective emergency triangles as well to prevent other drivers from hitting you. Ensure that you make a report to the police, if possible. It is essential to report the accident even if you think the incident was not a big deal, as the other driver could later deny the accident occurred and their insurance company may decline to pay for your claim. Getting Started An insurance claim is the procedure of letting your insurance company know about a loss, and soliciting them to cover it. This could mean paying for damage to a vehicle or covering medical expenses resulting from an accident. Before filing your claim, make sure you have all the information you require including contact details for all those involved, receipts for damaged personal property and any medical bills. You should also have the accident report as well as photographs of any damage. motor vehicle accident lawsuit oklahoma will assign an adjuster for your case who will serve as the claim's steward. They will review the documents you submitted as soon as they have learned of the incident and conduct an investigation of their own. This will help them determine what caused the accident and who was at fault. Once they have a clear knowledge of what transpired, your adjuster will inspect the damage to your vehicle. You may be present at the inspection, or provide a list of repair quotes from local auto shops or contractors. If the insurance company is of the opinion that the damage to your car is too costly to fix they will issue you a check for the value of your car. This will enable you to buy a new vehicle or use it to pay for the remaining lease or loan payments. If you are able to file a claim insurance rates could increase. Do everything you can to show that the accident wasn't your fault. Documenting the Incident Documenting the accident is vital in the event of an accident. Insurance companies are looking for evidence to support the claims you or others make. In fact, the evidence that is collected and documented can make or break most cases. Whether it's pictures of the scene of the accident, witness statements, or medical records that prove consistent treatment, it's vital to have all of the details. At the time of the collision, be sure to write down the license number of the other driver and vehicle information. Record the names and contact information of witnesses. If possible, try to make photos or diagrams of the accident scene. This will allow you to see what transpired at the scene of the crash, including what caused it to happen. Documentation should also include details about the accident. This includes the location, the direction of travel and any relevant landmarks. Include a description of the injuries sustained. It is also important to record the extent of any damage, and the way it was caused. It is crucial to document the accident because over time memories fade, and stories may change. It's the best way to be able to tell the whole story. Even if you're not at fault recording the facts will aid in determining how much responsibility should be assigned to your account. Need Help Once the police report is submitted, get in touch with your insurance company as quickly as possible. Most insurance companies let you submit a claim via an app for your tablet or phone. You should also request that your insurance company send you an estimate of the value of your vehicle. This can help you when your car is “totaled” and you plan to purchase a brand new one. If you have a loan on your current vehicle and it is paid off, it will pay the balance and/or lower your monthly payment. Your representative will ask you a series of questions and will send you a form to fill in. It is essential to be honest and exact when supplying information. It could weaken your case in the event that you are found to have not provided accurate information. If you are hurt in the accident, schedule an appointment with a doctor immediately to ensure that your bones are set correctly and that any other injuries are recorded for the claim process. By visiting the doctor as soon as possible, you can also ensure that your medical expenses are covered under accident-related benefits that are no fault. If your No-Fault claim gets denied by the insurance company, or if you'd like to pursue a liability claim for suffering and pain or other damages, you will be required to file a lawsuit. If you decide to do this it is advisable to have a seasoned lawyer by your side.